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FINANCIAL SERVICES · Commercial Banks · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦1.16T
4.3%
4.43
Current price
₦28.00
Updated Updated 15 min ago
Open
₦29.00
Previous close
₦29.00
Day range
₦28.85 – ₦29.00
Volume
2,681,319
4.4x P/E
Awaiting filing
4.3% yield
65/100 measured
Easy to trade
The latest saved price history for WEMABANK, with its range and direction at a glance.
Eye extracted 24 pages. Open the source or continue to Signals for the evidence trail.
Wema Bank PLC provides banking and other financial services to corporate and individual customers in Nigeria. The company offers current and saving accounts, HNIs, and fixed deposits; card services, such as debit, credit, and prepaid cards; consumer and personal loans, and revolving overdrafts; and collection services. It also provides corporate banking services, including overdraft, term loan, import and trade finance, and financial lease facilities; and agricultural finance, as well as export, power, oil and gas, maritime, and concessionary finance services. In addition, the company offers small and medium scale enterprise financial advisory services; retail management and integrated revenue services; as well as cards, and electronic and internet banking services. The company was incorporated in 1945 and is headquartered in Lagos, Nigeria.
Investors usually follow WEMABANK for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Director dealings
0
Reported buys, sells, and mixed dealings.
Official filings
11
Financial reports and company disclosures captured by Eye.
Market events
0
Insider, filing, dividend, and price events.
Source records
41
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 74/100 while today's volume is only 33% of average. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
46.6%
Return on equity
ROA
4.9%
Return on assets
Debt / equity
0.16
Lower is usually safer.
P/B ratio
1.65
Useful for book value support.
Dividend yield
4.3%
Current income signal.
77/100
Direction
Cautious
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦28.82
Analyst view
n/a
Forecast refresh
Updated 14h ago
Quality score
74
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
₦0.12
2020-05-07
Payment: 2020-05-18 | Qualification: 2020-05-06 | Yield at declaration: N/A
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
41.5
Momentum is currently in a neutral range.
Recent trend
Falling
-5.7% across the latest saved price window.
Volatility
Low
Beta is 0.11. Price has historically moved more calmly than the wider market.
52-week position
59% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
0.33x average
Trading activity is light, so the current price move has weaker confirmation.
WEMABANK may benefit from runs hackaholics tech programme. Confidence 95%.
Wema Bank is the organiser and funder of Hackaholics 7.0 and uses it to invest in innovators, startups and digital solutions, which supports the bank's strategic social and innovation objectives.
€50m EIB Global SME financing
WEMABANK may benefit from €50m eib global sme financing. Confidence 95%.
Wema Bank signed the €50m financing deal with EIB Global to boost credit access for Nigerian SMEs.
employee financial diversion
WEMABANK may move with employee financial diversion. Confidence 90%.
The piece describes systemic threats from occupational fraud affecting banks, fintechs and the wider private sector, citing multi-billion naira losses and specific bank cases.
prize_contribution_$10000
WEMABANK may move with prize_contribution_$10000. Confidence 90%.
Article states Wema Bank is contributing $10,000 to the NPI 4.0 prize pool.
grant_funding
WEMABANK may benefit from grant_funding. Confidence 90%.
The bank is providing millions of naira in grant prizes through the programme to support innovators and startups.
innovation programme
WEMABANK may benefit from innovation programme. Confidence 90%.
Wema Bank is the organiser and promoter of Hackaholics, positioning it as benefitting from running the programme and associated visibility.
Sector spillover signals
employee_fraud
WEMABANK may also move because the FINANCIAL SERVICES sector may move with employee_fraud. Confidence 95%.
Article describes systemic threat affecting companies of every size including the country’s biggest financial institutions and cites multiple bank incidents.
employee financial diversion
WEMABANK may also move because the FINANCIAL SERVICES sector may move with employee financial diversion. Confidence 90%.
The piece describes systemic threats from occupational fraud affecting banks, fintechs and the wider private sector, citing multi-billion naira losses and specific bank cases.
market_rally
WEMABANK may also move because the FINANCIAL SERVICES sector may benefit from market_rally. Confidence 90%.
Article states the 2026 market rally in Nigeria is being driven in part by 'zombie stocks', indicating the listed market (represented by the provided company identifier) is affected by this rally.
digital banking
WEMABANK may also move because the FINANCIAL SERVICES sector may benefit from digital banking. Confidence 80%.
UBA promotes account opening through mobile app, USSD, online and branches, suggesting digital channels support take-up of the product.
CBN FHC exposure draft
WEMABANK may also move because the FINANCIAL SERVICES sector may move with cbn fhc exposure draft. Confidence 67%.
The exposure draft targets financial holding companies and imposes sector-wide measures (ownership thresholds, ring-fencing, governance limits, higher capital buffers) intended to reshape banking group structures and intra-group activities.
CBN data localisation directive
WEMABANK may also move because the FINANCIAL SERVICES sector may move with cbn data localisation directive. Confidence 67%.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
WEMABANK may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA_recapitalisation
WEMABANK may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
WEMABANK
Wema Bank Plc
Price: ₦28.00
P/E: 4.43
Yield: 4.3%
ABBEYBANK
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P/E: 29.53
Yield: 1.4%
ABBEYBDS
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P/E: 29.53
Yield: 1.4%
ACCESSCORP
Access Holdings Plc
Price: ₦26.30
P/E: 1.87
Yield: N/A
Industry
Commercial Banks
Founded
1945
Employees
2,504
Exchange
NGX
Ticker
WEMABANK
WEMA BANK PLC.- QUARTER 2 - FINANCIAL STATEMENT FOR 2026
2026-07-29
Estimated earnings date
2026-05-11
17.46
