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FINANCIAL SERVICES · Insurance Carriers · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦12.3B
N/A
2.23
Current price
₦0.77
0.0% todayUpdated 27 min ago
Open
₦0.77
Previous close
₦0.77
Day range
₦0.77 – ₦0.77
Volume
0
2.2x P/E
Awaiting filing
No current yield
65/100 measured
Easy to trade
Recent price movement, key market context and the latest company information.
The latest saved price history for UNIVINSURE, with its range and direction at a glance.
1 pages were reviewed. Open the update for the summary and original document.
Universal Insurance Plc provides risk underwriting, related financial, and hospitality services in Nigeria. It offers all risks, auto, boiler and pressure vessels, bond, builders and employers’ liability, burglary and house breaking, agricultural, fidelity guarantee, fire and special perils, goods in transit, group personal accident, health care professional indemnity, machinery breakdown, marine cargo, marine hull and machinery, money policies, occupiers' liability, oil and gas, and professional indemnity insurance products, as well as contractors, erection, and plant all risks insurance. The company was incorporated in 1961 and is headquartered in Lagos, Nigeria.
Investors usually follow UNIVINSURE for its valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone is bullish because fundamentals are solid at 68/100 while today's volume is only 0% of average. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Latest net profit
₦5.52B
TTM (2026-08-31)
ROE
29.3%
Return on equity
ROA
12.1%
Return on assets
P/B ratio
0.58
Useful for book value support.
77/100
Direction
Cautious
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Trading liquidity looks supportive for the forecast to transmit into price action.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦0.76
Analyst view
n/a
Forecast refresh
Updated 40 min ago
Quality score
68
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
35.9
Momentum is currently in a neutral range.
Recent trend
Falling
-19.8% across the latest saved price window.
Volatility
Low
Beta is 0.24. Price has historically moved more calmly than the wider market.
52-week position
2% of range
Price is trading close to its 52-week low.
Volume confirmation
0.00x average
Trading activity is light, so the current price move has weaker confirmation.
NAICOM revoked Universal Insurance's licence and appointed a receiver/provisional liquidator; Universal has filed court proceedings to challenge these actions.
FPNG equity investment (N7.128bn)
UNIVINSURE may benefit from fpng equity investment (n7.128bn). Confidence 95%.
Binding investment agreement provides N7.128 billion equity injection to the insurer.
private equity investment for recapitalisation
UNIVINSURE may benefit from private equity investment for recapitalisation. Confidence 95%.
The N7.128bn equity injection from FPNG is intended to strengthen Universal Insurance's capital base and enable it to exceed regulatory capital requirements.
NAICOM licence revocation
UNIVINSURE may be hurt by naicom licence revocation. Confidence 95%.
Article states NAICOM revoked Universal Insurance's licence, turning the stock into 'worthless paper' and causing shareholders to lose N13.6bn.
licence revocation and receiver appointment
UNIVINSURE may be hurt by licence revocation and receiver appointment. Confidence 95%.
Article states NAICOM cancelled the company's operating licence and appointed a receiver/provisional liquidator; company has filed suit to overturn these actions.
licence_revocation
UNIVINSURE may be hurt by licence_revocation. Confidence 95%.
Article states NAICOM revoked Universal Insurance's operating licence, directly harming the insurer's operation.
Sector spillover signals
capital adequacy
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with capital adequacy. Confidence 95%.
New minimum capital requirements under NIIRA 2025 are described as strengthening insurers' financial capacity and prompting regulatory actions.
NAICOM minimum capital requirement
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with naicom minimum capital requirement. Confidence 90%.
The regulatory capital increase is prompting recapitalisation actions within the insurance subsector.
regulation
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with regulation. Confidence 90%.
FTSE Russell's reclassification is described as a game-changer for the Nigerian Exchange (NGX), implying NGX Group benefits from restored Frontier status.
insurance_sell_off
UNIVINSURE may also move because the FINANCIAL SERVICES sector may be hurt by insurance_sell_off. Confidence 90%.
The insurance sub-sector is described as the biggest underperformer with multiple insurers posting double-digit or large single-digit declines.
CBN FHC exposure draft
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with cbn fhc exposure draft. Confidence 67%.
The exposure draft targets financial holding companies and imposes sector-wide measures (ownership thresholds, ring-fencing, governance limits, higher capital buffers) intended to reshape banking group structures and intra-group activities.
CBN data localisation directive
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with cbn data localisation directive. Confidence 67%.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA 2025 minimum capital requirements
UNIVINSURE may also move because the FINANCIAL SERVICES sector may move with niira 2025 minimum capital requirements. Confidence 67%.
The industry-wide introduction of higher minimum capital requirements under NIIRA 2025 prompted recapitalisation exercises across insurers.
UNIVINSURE
Universal Insurance Plc
Price: ₦0.77
P/E: 2.23
Yield: N/A
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Industry
Insurance Carriers
Founded
1961
Employees
135
Exchange
NGX
Ticker
UNIVINSURE
1.33
