UNITED CAPITAL PLC-UCAP H1 2026 EARNINGS PRESS RELEASE - 27072026
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Open
₦18.05
Previous close
₦18.05
Day range
₦18.00 – ₦18.30
Volume
8,250,680
8.7x P/E
Awaiting filing
5.5% yield
65/100 measured
Moderate liquidity
The latest saved price history for UCAP, with its range and direction at a glance.
Eye extracted 7 pages. Open the source or continue to Signals for the evidence trail.
United Capital Plc, together with its subsidiaries, provides investment banking, portfolio management, securities trading, and trusteeship services in Nigeria. It operates through Investment Banking, Asset Management, Pan Africa, UCAP Asset Management West Africa, Wealth Management, Trustees, Securities Trading, Consumer Finance, and UCEE Microfinance Bank segments. The company offers issuing house, corporate investment advisory, project finance, debt restructuring, mergers and acquisitions, asset management, wealth management, and debt capital market services. It also provides trust services, such as debenture trust; bond trusteeship to corporate and sub-sovereign issuers of public debt instruments; trustees to collective investment schemes; and private and security trusts. In addition, the company offers stockbroking, consumer lending, and financing services. It serves governments; micro, small, and medium scale enterprises; institutions; high net worth individuals; and other individuals. The company was formerly known as UBA Capital PLC and changed its name to United Capital Plc in December 2014. United Capital Plc was incorporated in 2002 and is headquartered in Lagos, Nigeria.
Investors usually follow UCAP for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
This official filing has been discovered and is awaiting full extraction or review.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Director dealings
0
Reported buys, sells, and mixed dealings.
Official filings
34
Financial reports and company disclosures captured by Eye.
Market events
0
Insider, filing, dividend, and price events.
Source records
64
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 85/100 while there is no strong bear warning from the current data. Whisone has high conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
21.1%
Return on equity
ROA
2.3%
Return on assets
Debt / equity
0.99
Lower is usually safer.
P/B ratio
1.74
Useful for book value support.
Dividend yield
5.5%
Current income signal.
78/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Valuation still leaves room versus fair value and analyst anchors.
Recent price behavior and momentum still support follow-through.
What can go wrong
Execution risk and market swings can still delay the forecast playing out.
Fair value
₦5,184.34
Analyst view
n/a
Forecast refresh
Updated 52 min ago
Quality score
84
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
₦0.50
2022-03-09
Payment: 2022-03-23 | Qualification: 2022-03-08 | Yield at declaration: N/A
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
51.6
Momentum is currently in a neutral range.
Recent trend
Rising
+4.9% across the latest saved price window.
Volatility
Low
Beta is 0.19. Price has historically moved more calmly than the wider market.
52-week position
42% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
0.86x average
Trading activity is broadly within its normal range.
Capital markets access
UCAP may benefit from capital markets access. Confidence 85%.
United Capital acquired a 5% stake in NGX Group to strengthen its relationship with the exchange and benefit from capital market growth.
featured_in_stock_picks
UCAP may benefit from featured_in_stock_picks. Confidence 80%.
Article explicitly lists United Capital (UCAP) as a top stock pick for the week.
strategic_investment_in_capital_markets
UCAP may benefit from strategic_investment_in_capital_markets. Confidence 80%.
United Capital acquired a 5% stake in NGX Group to strengthen its relationship with Nigeria's exchange and support its business in capital markets.
investor_interest_from_stock_pick
UCAP may benefit from investor_interest_from_stock_pick. Confidence 60%.
Transcorp, a conglomerate, is listed as a top stock pick, indicating potential investor interest in the sector.
Sector spillover signals
CBN FHC exposure draft
UCAP may also move because the FINANCIAL SERVICES sector may move with cbn fhc exposure draft. Confidence 67%.
The exposure draft targets financial holding companies and imposes sector-wide measures (ownership thresholds, ring-fencing, governance limits, higher capital buffers) intended to reshape banking group structures and intra-group activities.
CBN data localisation directive
UCAP may also move because the FINANCIAL SERVICES sector may move with cbn data localisation directive. Confidence 67%.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
UCAP may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA_recapitalisation
UCAP may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
UCAP may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
UCAP may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
UCAP may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
capital_requirement_increase
UCAP may also move because the FINANCIAL SERVICES sector may move with capital_requirement_increase. Confidence 67%.
Kenya's plan to raise minimum bank capital from 1bn to 10bn shillings by 2032 is expected to spur consolidation across the banking sector.
UCAP
United Capital Plc
Price: ₦18.05
P/E: 8.72
Yield: 5.5%
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ACCESSCORP
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Industry
Security and Commodity Brokers, Dealers, Exchanges, and Services
Founded
2002
Employees
256
Exchange
NGX
Ticker
UCAP
2026-07-27
Estimated earnings date
2026-07-24
Estimated earnings date
2026-04-24
5948.64