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UBABankingUpdated 1h ago

UBA

UBA (UBA) is listed on the Nigerian Exchange in the Banking sector, with exposure to Commercial Banks. This page brings together the current share price, valuation, dividend context, business summary, and a practical 12-week outlook so you can assess the stock faster.

Sector

Banking

Market cap

₦1.97T

Dividend yield

6.6%

P/E ratio

5.61

Current price

₦44.55

Updated Updated 1h ago

Consider Buying (12-week)

12-week outlook signal

Research score86/100

P/B

0.46

RSI

41.50

52W high

₦55.20

52W low

₦31.65

Valuation view

Looks relatively cheap vs peers

Income view

Moderate income profile

Momentum view

Momentum is balanced

Risk view

Lower volatility profile

Business trend

Business trend is weakening

United Bank for Africa (UBA) is a commercial bank that provides personal, business, and corporate banking services across Africa, including deposits, loans, payments, and trade finance. It earns money mainly from the interest it charges on loans, fees and commissions for services (like payments and account maintenance), and income from trade finance and other banking products.

Investors usually follow UBA for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.

Why this stock stands out

What looks attractive right now.

It trades on a lower P/E than the current peer average in Banking.

Revenue trend

-97.8%

₦34.6B

Profit trend

-99.8%

₦611M

ROE

0.1%

Return on equity

ROA

0.0%

Return on assets

Debt / equity

1.20

Lower is usually safer.

Debt / assets

0.50

How much assets are funded by liabilities.

P/B ratio

0.46

Useful for book value support.

Dividend yield

6.6%

Current income signal.

Explain the key numbers

P/E ratio

5.61

Price-to-earnings shows what investors pay for every ₦1 of profit. Lower can signal cheaper valuation, but only if profits are reliable.

Compare P/E with peers in the same sector to avoid false signals.

₦2.42

2026-04-03

Payment: 2026-04-03 · Qualification: 2026-04-03

₦2.42

2026-04-01

Payment: 2026-04-01 · Qualification: 2026-04-01

₦2.42

2026-03-31

Payment: 2026-03-31 · Qualification: 2026-03-31

₦0.25

2025-10-06

Payment: 2025-10-10 · Qualification: 2025-10-03

Watch the latest corporate action: Estimated earnings date.
Fundamentals were last updated 0 day(s) ago, so the next filing matters.
Monitor leverage discipline. Debt-to-equity is currently about 1.20x.

Estimated earnings date

2026-04-23

Latest annual result filed

2026-04-03

Latest annual result filed

2026-04-01

Price and session

Current price
₦44.55?
Open
₦44.55?
Previous close
₦49.50?
Day range
₦44.55 – ₦44.55?
52-week range
₦31.65 – ₦55.20?

Volume & liquidity

Today volume
28,411,400?
Average volume
33,744,299?
Volume vs average
0.84x?
Avg turnover/day
N/A
Tradeability
Moderate liquidity

Valuation

Market cap
₦1.97T?
P/E
5.61?
Forward P/E
2.34?
P/B
0.46?
Book value/share
100.17?

Momentum

Beta
0.31?
RSI
41.50?

Income & dividend

EPS
7.94?
Dividend yield
6.6%?
Dividend/share
₦2.42?
Ex-dividend date
2025-10-06?
Dividend records
13?

Latest financials

Revenue
₦34.6B?
Operating profit
₦9.22B?
Net income
₦611M
Operating cash flow
₦5.18B?
Capex
₦1.3B?

Event data

Estimated earnings date
2026-04-23

UBA

UBA

Price: ₦44.55

P/E: 5.61

Yield: 6.57%

ABBEYBDS

ABBEYBDS

Price: ₦6.00

P/E: 28.14

Yield: 2.03%

ACCESSCORP

ACCESSCORP

Price: ₦25.95

P/E: 2.16

Yield: 6.55%

ETI

ETI

Price: ₦71.00

P/E: 2.93

Yield: 2.90%

Price updated

0d ago

Fundamentals updated

0d ago

Market cap

₦1.97T

Open

₦44.55

Previous close

₦49.50

Day range

₦44.55 – ₦44.55

52-week range

₦31.65 – ₦55.20

Volume

28,411,400

Average volume

33,744,299

Forward P/E

2.34

Beta

0.31

RSI

41.50

Latest revenue

₦34.6B

Latest net profit

₦611M

Book value / share

100.17

TradeabilityModerate liquidity

Liquidity looks fair, but slippage can still happen if order size is too big.

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Main risks

Net profit is under pressure, down 99.8% versus the prior period.

Revenue has softened by 97.8%, so growth is not yet convincing.