What is the current view on STERLINGNG stock?

STERLINGNG currently carries a Buy signal with a research score of 70/100 on Whisone Analyst.

Does STERLINGNG pay dividends?

STERLINGNG does not have a strong current dividend signal in the latest available data.

STERLINGNG Share Price, Analysis and AI Rating

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STERLINGNG Share Price, Analysis and AI Rating | Whisone Analyst

Overview

STERLINGNG at a glance

Recent price movement, key market context and the latest company information.

Updated 1h ago

Price movement

The latest saved price history for STERLINGNG, with its range and direction at a glance.

Range

₦7.50 to ₦8.20

Move

-1.9%

Start

26 Jul

Latest

₦7.85

Latest company updateFinancial report · Updated 33d ago

STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026

38 pages were reviewed. Open the update for the summary and original document.

Read update

About STERLINGNG

Sterling Financial Holdings Company Plc provides various commercial banking products and services primarily to multinational companies, financial institutions, individuals, small businesses, partnerships, and commercial entities in Nigeria. It operates through Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, Non-Interest Banking, and Special Purpose Vehicle segments. The company offers savings and current accounts; investment products; personal loans; cards; e-channels; business accounts, loan products, business advisory and business digital solutions for SMEs; credit services to large scale enterprises; recurring, discounted certificate, fixed, and call deposits; and importers financing, invoice discount facility, letter of credit, and overdraft services. The company offers retail and consumer banking, and trade services; corporate, investment, non-interest banking and asset management services; and wholesale banking services comprising the granting of loans and advances, letter of credit transactions, money market operations, electronic and mobile banking products, and other banking activities, as well as issues debt securities to borrow funds and solutions, and guided by Islamic economics. It operates a network of branches and cash centers. Sterling Financial Holdings Company Plc was founded in 1960 and is headquartered in Lagos, Nigeria.

Investors usually follow STERLINGNG for its valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.

Company profile

Sterling Financial Holdings Company Plc (STERLINGNG) is listed on NGX in the FINANCIAL SERVICES sector, with exposure to Commercial Banks. This page brings together the current share price, valuation, dividend context, business summary, and a practical current view so you can assess the stock faster.

Why this stock may react

Direct company signals

regulation

STERLINGNG may move with regulation. Confidence 95%.

FTSE Russell's reclassification is described as a game-changer for the Nigerian Exchange (NGX), implying NGX Group benefits from restored Frontier status.

board appointments

STERLINGNG may move with board appointments. Confidence 90%.

At a glance · plain English

Valuation view

Looks relatively cheap vs peers

Income view

Income signal not strong yet

Market tone

neutral (50/100) — price action, attention, and recent context all lean here.

Entry view

Medium (70/100) — The company is profitable on the latest reported numbers.

Whisone score v2

Whisone v2 splits the read into weighted parts so the score is not just one hidden number.

70/100

Fundamentals

Growth, margins, cash flow, and valuation.

50/100

Sentiment

Market mood from flow, events, and attention.

Business quality

Good

Current setup

Watchable

Risk score

65/100

Risk penalty

-0

Contradiction penalty

-0

About STERLINGNG · NGX

Investors usually follow STERLINGNG for its valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.

Why this stock stands out

What looks attractive right now.

It trades on a lower P/E than the current peer average in FINANCIAL SERVICES.

Return on equity is healthy at roughly 17.8%, suggesting the business is using shareholder capital well.

Financial trend

Latest revenue

₦311B

TTM (2026-08-30)

Latest net profit

₦84.9B

TTM (2026-08-30)

ROE

17.8%

Return on equity

ROA

2.0%

Return on assets

Debt & balance sheet

Debt / equity

0.42

Lower is usually safer.

P/B ratio

0.97

Useful for book value support.

Explain the key numbers

P/E ratio

5.43

Price-to-earnings shows what investors pay for every ₦1 of profit. Lower can signal cheaper valuation, but only if profits are reliable.

Compare P/E with peers in the same sector to avoid false signals.

Dividend track record

₦0.18

2025-07-02

Payment: 2025-07-11 · Qualification: 2025-07-01

₦0.15

2023-05-22

Payment: 2023-05-31 · Qualification: 2023-05-19

₦0.10

2022-05-30

Payment: 2022-06-16 · Qualification: 2022-05-27

₦0.05

2021-04-19

Payment: 2021-05-06 · Qualification: 2021-04-16

What to watch next

Watch the latest corporate action: STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026.

Fundamentals were last updated 0 day(s) ago — the next filing matters.

Monitor leverage discipline. Debt-to-equity is currently about 0.42x.

STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026

All metrics · core data

Price & session

Current price

₦7.85?

Open

₦7.75?

Previous close

₦7.75?

Day range

₦7.40 – ₦7.85?

52-week range

₦6.55 – ₦9.35?

Volume & liquidity

Today volume

4,199,216?

Average volume

Compare with sector peers

STERLINGNG

Sterling Financial Holdings Company Plc

Price: ₦7.85

P/E: 5.43

Yield: N/A

ABBEYBANK

Price: ₦7.70

P/E: 32.39

Yield: 1.5%

ABBEYBDS

Abbey Mortgage Bank Plc

Price: ₦8.50

P/E: 32.39

Yield: 1.5%

ACCESSCORP

Access Holdings Plc

Price: ₦32.10

P/E: 2.09

Yield: N/A

Data freshness & reference

Price updated

0d ago

Fundamentals updated

0d ago

Latest refresh

Updated 21h ago

Market cap

₦531B

Open

₦7.75

Previous close

₦7.75

Day range

₦7.40 – ₦7.85

52-week range

₦6.55 – ₦9.35

Volume

4,199,216

Average volume

27,322,108

Forward P/E

5.27

Beta

0.36

RSI

49.70

Latest revenue

₦311B

Latest net profit

₦84.9B

Shares outstanding

Quick actions

TradeabilityEasy to trade

Both size and absolute trading activity suggest this name is usually easier to enter and exit.

Compare mode →Analyse this stock →

Quick peer compare

vs ABBEYBANK vs ABBEYBDS vs ACCESSCORP

Main risks

No single balance-sheet or earnings red flag stands out immediately, but this still needs peer and filing context.

Sector spillover signals

regulation

STERLINGNG may also move because the FINANCIAL SERVICES sector may move with regulation. Confidence 95%.

FTSE Russell's reclassification is described as a game-changer for the Nigerian Exchange (NGX), implying NGX Group benefits from restored Frontier status.

board appointments / corporate governance change

STERLINGNG may also move because the FINANCIAL SERVICES sector may move with board appointments / corporate governance change. Confidence 90%.

A financial holding company within the sector announced board-level appointments, indicating sector activity in governance changes.

higher_trading_activity

STERLINGNG may also move because the FINANCIAL SERVICES sector may benefit from higher_trading_activity. Confidence 90%.

Financial services accounted for over 60% of equity turnover by volume and led activity by volume and value during the week.

increased_trading_volume

STERLINGNG may also move because the FINANCIAL SERVICES sector may benefit from increased_trading_volume. Confidence 85%.

NGX recorded major deals worth N7.23 billion across 12 block trades, supporting a market recovery.

trading_activity

STERLINGNG may also move because the FINANCIAL SERVICES sector may benefit from trading_activity. Confidence 85%.

NGX Group had high turnover (36.8m units valued at N4.6bn), indicating material involvement in the session's trading activity.

board_appointments

STERLINGNG may also move because the FINANCIAL SERVICES sector may move with board_appointments. Confidence 80%.

Article reports appointment of an Independent Non‑Executive Director to the holding company and a Non‑Executive Director to its bank unit, indicating a change in board composition.

corporate_governance

STERLINGNG may also move because the FINANCIAL SERVICES sector may move with corporate_governance. Confidence 80%.

The reported board change concerns MTN Nigeria, a company in the ICT sector.

corporate governance

STERLINGNG may also move because the FINANCIAL SERVICES sector may benefit from corporate governance. Confidence 80%.

A board appointment at a financial-services firm is a governance development relevant to the sector.

Sterling Financial Holdings Company Plc

STERLINGNG at a glance

STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026

Latest reports and announcements

STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026

STERLING FINANCIAL HOLDINGS COMPANY PLC-NOTIFICATION OF THE APPOINTMENT OF DIRECTORS

STERLING FINANCIAL HOLDINGS COMPANY PLC- NOTICE OF BOARD MEETING (BM)

STERLING FINANCIAL HOLDINGS COMPANY PLC- AUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

STERLING FINANCIAL HOLDINGS COMPANY PLC- QUARTER 1 - FINANCIAL STATEMENT FOR 2026

STERLING FINANCIAL HOLDINGS COMPANY PLC- NOTICES OF BOARD MEETING (BM) - NOTICE

STERLING FINANCIAL HOLDINGS COMPANY PLC- NOTICES OF BOARD MEETING (BM) - NOTICE

STERLING FINANCIAL HOLDINGS COMPANY PLC- YEAR END - FINANCIAL STATEMENT FOR 2025

Business performance

Unlock the deeper financial story for STERLINGNG

Key numbers

Unlock the full statistics board for STERLINGNG

What looks attractive right now.

Unlock the full Whisone AI read on STERLINGNG