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FINANCIAL SERVICES · Insurance Carriers · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦12.8B
N/A
20.14
Current price
₦0.86
+7.5% todayUpdated 48 min ago
Open
₦0.80
Previous close
₦0.80
Day range
₦0.80 – ₦0.86
Volume
850,917
20.1x P/E
Awaiting filing
No current yield
65/100 measured
Moderate liquidity
Recent price movement, key market context and the latest company information.
The latest saved price history for REGALINS, with its range and direction at a glance.
1 pages were reviewed. Open the update for the summary and original document.
Regency Alliance Insurance Plc provides general insurance products to institutional, corporate, and individual clients in Nigeria and the West African sub-region. It operates through four segments: Non-life/General Business; Properties & Investment; Retail and Microfinance Banking; and Vehicle Tracking Services. The company offers motor, money, good in transit, public liability, fidelity guaranty, and personal GPA; and aviation, bond, employer’s and directors liability, plant and industrial all risk, marine, marine, oil and energy, professional indemnity, contractor and erection all risk, fidelity guaranty, public liability, machinery breakdown, and business interruption insurance products. It also provides occupier's and builder's liability, healthcare professional, motor third party; property protection and TopHat scheme products; and all risk, burglary, personal accident, TravelGuardPlus, and fire and special perils insurance products. It distributes its products through brokers, agencies, and direct marketing programs. Regency Alliance Insurance Plc was incorporated in 1993 and is headquartered in Lagos, Nigeria.
Investors usually follow REGALINS for its valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone is bearish because the bullish case is not yet strong enough to lead while fundamentals are weak at 44/100. Whisone has low conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Latest net profit
₦636M
TTM (2026-08-30)
ROE
4.4%
Return on equity
ROA
2.2%
Return on assets
P/B ratio
0.87
Useful for book value support.
75/100
Direction
Range-bound
Main supports
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦0.80
Analyst view
n/a
Forecast refresh
Updated 3h ago
Quality score
48
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
45.7
Momentum is currently in a neutral range.
Recent trend
Sideways
-1.1% across the latest saved price window.
Volatility
Low
Beta is 0.72. Price has historically moved more calmly than the wider market.
52-week position
18% of range
Price is trading close to its 52-week low.
Volume confirmation
0.14x average
Trading activity is light, so the current price move has weaker confirmation.
CBN data localisation directive
REGALINS may also move because the FINANCIAL SERVICES sector may move with cbn data localisation directive. Confidence 67%.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
REGALINS may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA 2025 minimum capital requirements
REGALINS may also move because the FINANCIAL SERVICES sector may move with niira 2025 minimum capital requirements. Confidence 67%.
The industry-wide introduction of higher minimum capital requirements under NIIRA 2025 prompted recapitalisation exercises across insurers.
NIIRA_recapitalisation
REGALINS may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
REGALINS may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
REGALINS may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
REGALINS may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
REGALINS
Regal Insurance Plc
Price: ₦0.86
P/E: 20.14
Yield: N/A
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ACCESSCORP
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Price: ₦32.10
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Yield: N/A
Industry
Insurance Carriers
Founded
1993
Employees
85
Exchange
NGX
Ticker
REGALINS
0.92
