Please wait
Financial Services · Credit Services · Price, fundamentals, signals, and forward-looking context in one research view.
Financial Services
₦76.3T
95.0%
11.15
Current price
₦88,500.00
0.0% todayUpdated 51 min ago
Open
₦87,825.00
Previous close
₦88,500.00
Day range
₦87,825.00 – ₦89,160.00
Volume
N/A
11.2x P/E
Awaiting filing
95.0% yield
65/100 measured
Easy to trade
PYPL has a positive bias over 30 days and positive bias over one year.
7-day forecast is free
You can use the full 7-day forecast on the free plan. Upgrade to Pro to unlock the 30-day and 1-year views.
Expected move
+1.63%
Expected price
₦89,775.00
Lower path
₦85,290.00
Upper path
₦94,245.00
Confidence
Whisone is bullish because fundamentals are solid at 76/100 while there is no strong bear warning from the current data. Whisone has high conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Latest net profit
₦1.66T
TTM (2026-06-30)
ROE
24.5%
Return on equity
ROA
4.6%
Return on assets
Debt / equity
0.68
Lower is usually safer.
P/B ratio
2.57
Useful for book value support.
Dividend yield
95.0%
Current income signal.
85/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Recent price behavior and momentum still support follow-through.
Trading liquidity looks supportive for the forecast to transmit into price action.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦88,425.00
Analyst view
Hold
Analyst target
₦88,245.00
Forecast refresh
Updated 17h ago
Quality score
75
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
N/A
Momentum data is not available yet.
Recent trend
Rising
+24.6% across the latest saved price window.
Volatility
Moderate
Beta is 1.30. Price sensitivity is broadly around the market range.
52-week position
50% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
N/A
Comparable volume data is not available.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
PYPL may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA_recapitalisation
PYPL may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
PYPL may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
PYPL may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
PYPL may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
capital_requirement_increase
PYPL may also move because the FINANCIAL SERVICES sector may move with capital_requirement_increase. Confidence 67%.
Kenya's plan to raise minimum bank capital from 1bn to 10bn shillings by 2032 is expected to spur consolidation across the banking sector.
PYPL
PayPal Holdings, Inc.
Price: ₦88,500.00
P/E: 11.153119
Yield: 95.0%
AFL
Aflac Incorporated
Price: ₦181,605.00
P/E: 13.06041
Yield: 2.0%
AIG
American International Group, Inc.
Price: ₦115,965.00
P/E: 14.107664
Yield: 2.6%
AJG
Arthur J. Gallagher & Co.
Price: ₦380,265.00
P/E: 42.04146
Yield: 1.1%
Industry
Credit Services
Employees
23800
Exchange
NMS
Ticker
PYPL
