What is the current view on NPFMCRFBK stock?

NPFMCRFBK currently carries a Strong Buy signal with a research score of 86/100 on Whisone Analyst.

Does NPFMCRFBK pay dividends?

NPFMCRFBK currently shows a dividend yield of about 3.9% in the latest available dataset.

Whisone Analyst | Nigerian Stock Research

Overview chart

Recent price action for NPFMCRFBK, so the page starts with the stock itself before the deeper analysis.

Range

₦5.10 to ₦6.40

Move

+4.5%

Start

4 May

Latest

₦5.35

Buttons & actions

TradeabilityModerate liquidity

Liquidity looks fair, but slippage can still happen if order size is too big.

Compare mode AI Expert analysis

At a glance

Valuation view

Looks relatively cheap vs peers

Income view

Moderate income profile

Market tone

neutral (50/100) — price action, attention, and recent context all lean here.

Entry view

Medium (86/100) — Profitable on the latest reported financials.

About NPFMCRFBK

NPFMCRFBK is a commercial bank in Nigeria that offers basic banking services such as deposit accounts, loans, payments and other retail banking products. It makes money mainly from interest charged on loans and from fees and commissions on transactions and services.

Investors usually follow NPFMCRFBK for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.

At a glance · plain English

Valuation view

Looks relatively cheap vs peers

Income view

Moderate income profile

Market tone

neutral (50/100) — price action, attention, and recent context all lean here.

Entry view

Medium (86/100) — Profitable on the latest reported financials.

Whisone score v2

Whisone v2 splits the read into weighted parts so the score is not just one hidden number.

86/100

Fundamentals

Growth, margins, cash flow, and valuation.

50/100

Sentiment

Market mood from flow, events, and attention.

Business quality

Good

Current setup

Watchable

Risk score

65/100

Risk penalty

-0

Contradiction penalty

-0

About NPFMCRFBK · NGX

Why this stock stands out

What looks attractive right now.

It trades on a lower P/E than the current peer average in FINANCIAL SERVICES.

Return on equity is healthy at roughly 20.6%, suggesting the business is using shareholder capital well.

Financial trend

Latest revenue

₦17.8B

TTM (2026-03-31)

Latest net profit

₦2.95B

TTM (2026-03-31)

ROE

20.6%

Return on equity

ROA

4.2%

Return on assets

Debt & balance sheet

Debt / equity

0.17

Lower is usually safer.

Debt / assets

0.04

How much assets are funded by liabilities.

P/B ratio

1.83

Useful for book value support.

Dividend yield

3.9%

Current income signal.

Explain the key numbers

P/E ratio

10.32

Price-to-earnings shows what investors pay for every ₦1 of profit. Lower can signal cheaper valuation, but only if profits are reliable.

Compare P/E with peers in the same sector to avoid false signals.

Dividend track record

₦0.20

2026-05-20

Payment: 2026-06-11 · Qualification: 2026-05-19

₦0.15

2025-05-29

Payment: 2025-06-19 · Qualification: 2025-05-28

₦0.12

2024-10-08

Payment: 2024-11-01 · Qualification: 2024-10-07

₦0.10

2023-05-09

Payment: 2023-06-22 · Qualification: 2023-05-08

What to watch next

Watch the latest corporate action: Estimated earnings date.

Monitor leverage discipline. Debt-to-equity is currently about 0.17x.

Estimated earnings date

2026-07-24

Ex-dividend date

2026-05-20

All metrics · core data

Price & session

Current price

₦5.35?

Open

₦5.50?

Previous close

₦5.10?

Day range

₦5.50 – ₦5.50?

52-week range

₦1.98 – ₦8.00?

Volume & liquidity

Today volume

1,086,660?

Average volume

Compare with sector peers

NPFMCRFBK

Price: ₦5.35

P/E: 10.32

Yield: 3.92%

ABBEYBDS

Price: ₦10.30

P/E: 41.18

Yield: 1.17%

ACCESSCORP

Price: ₦23.95

P/E: 1.7

Yield: N/A

AFRINSURE

Price: ₦0.20

P/E: N/A

Yield: N/A

Data freshness & reference

Price updated

0d ago

Stock Analysis synced

Not synced yet

Market cap

₦32.1B

Open

₦5.50

Previous close

₦5.10

Day range

₦5.50 – ₦5.50

52-week range

₦1.98 – ₦8.00

Volume

1,086,660

Average volume

2,791,910

Beta

0.48

RSI

46.66

Latest revenue

₦17.8B

Latest net profit

₦2.95B

Shares outstanding

₦5.99B

Book value / share

2.79

Quick actions

TradeabilityModerate liquidity

Liquidity looks fair, but slippage can still happen if order size is too big.

Compare mode →AI Expert analysis →

Quick peer compare

vs ABBEYBDS vs ACCESSCORP vs AFRINSURE

Main risks

No single balance-sheet or earnings red flag stands out immediately, but this still needs peer and filing context.

NPFMCRFBK

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What looks attractive right now.

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