What is the current view on LIVINGTRUST stock?

LIVINGTRUST currently carries a Buy signal with a research score of 71/100 on Whisone Analyst.

Does LIVINGTRUST pay dividends?

LIVINGTRUST currently shows a dividend yield of about 2.0% in the latest available data.

Whisone Analyst | Nigerian Stock Research

At a glance · plain English

Valuation view

Looks relatively cheap vs peers

Income view

Low income profile

Market tone

neutral (50/100) — price action, attention, and recent context all lean here.

Entry view

Medium (71/100) — The company is profitable on the latest reported numbers.

Whisone score v2

Whisone v2 splits the read into weighted parts so the score is not just one hidden number.

71/100

Fundamentals

Growth, margins, cash flow, and valuation.

50/100

Sentiment

Market mood from flow, events, and attention.

Business quality

Good

Current setup

Watchable

Risk score

65/100

Risk penalty

-0

Contradiction penalty

-0

About LIVINGTRUST · NGX

LIVINGTRUST is a mortgage bank and loan correspondent that arranges, originates, and manages home and property loans for individuals and businesses. It makes money from interest on loans, origination and servicing fees, and commissions or gains when it sells loans to other lenders or investors.

Investors usually follow LIVINGTRUST for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.

Why this stock stands out

What looks attractive right now.

It trades on a lower P/E than the current peer average in FINANCIAL SERVICES.

Return on equity is healthy at roughly 20.0%, suggesting the business is using shareholder capital well.

Financial trend

ROE

20.0%

Return on equity

ROA

3.6%

Return on assets

Debt & balance sheet

Debt / equity

0.46

Lower is usually safer.

P/B ratio

1.01

Useful for book value support.

Dividend yield

2.0%

Current income signal.

Explain the key numbers

P/E ratio

19.77

Price-to-earnings shows what investors pay for every ₦1 of profit. Lower can signal cheaper valuation, but only if profits are reliable.

Compare P/E with peers in the same sector to avoid false signals.

Dividend track record

₦0.08

2025-07-04

Payment: 2025-07-21 · Qualification: 2025-07-03

₦0.03

2024-05-27

Payment: 2024-06-10 · Qualification: 2024-05-24

₦0.01

2023-07-07

Payment: 2023-07-24 · Qualification: 2023-07-06

₦0.06

2022-05-16

Payment: 2022-06-06 · Qualification: 2022-05-13

What to watch next

Watch the latest corporate action: Estimated earnings date.

Monitor leverage discipline. Debt-to-equity is currently about 0.46x.

Estimated earnings date

2026-07-10

Estimated earnings date

2026-04-24

All metrics · core data

Price & session

Current price

₦4.00?

Open

N/A?

Previous close

₦4.00?

Day range

N/A?

52-week range

₦3.15 – ₦7.32?

Volume & liquidity

Today volume

402,235?

Average volume

Compare with sector peers

LIVINGTRUST

Price: ₦4.00

P/E: 19.77

Yield: 2%

ABBEYBDS

Price: ₦10.10

P/E: 41.18

Yield: 1.17%

ACCESSCORP

Price: ₦23.50

P/E: 1.7

Yield: N/A

AFRINSURE

Price: ₦0.20

P/E: N/A

Yield: N/A

Data freshness & reference

Price updated

0d ago

Latest refresh

Updated 7h ago

Market cap

₦19B

Previous close

₦4.00

52-week range

₦3.15 – ₦7.32

Volume

402,235

Average volume

746,532

Beta

0.23

RSI

49.25

Shares outstanding

₦5B

Book value / share

1.01

Quick actions

TradeabilityModerate liquidity

Liquidity looks fair, but slippage can still happen if order size is too big.

Compare mode →AI Expert analysis →

Quick peer compare

vs ABBEYBDS vs ACCESSCORP vs AFRINSURE

Main risks

No single balance-sheet or earnings red flag stands out immediately, but this still needs peer and filing context.

LIVINGTRUST

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What looks attractive right now.

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