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FINANCIAL SERVICES · Commercial Banks · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦386B
1.3%
12.50
Current price
₦8.95
Updated Updated 57 min ago
Open
₦8.95
Previous close
₦8.95
Day range
₦8.55 – ₦9.00
Volume
5,603,112
12.5x P/E
Awaiting filing
1.3% yield
65/100 measured
Moderate liquidity
JAIZBANK has a range-bound over 30 days and range-bound over one year.
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Expected move
-0.45%
Expected price
₦8.61
Lower path
₦8.16
Upper path
₦9.06
Confidence
This official filing has been discovered and is awaiting full extraction or review.
This official filing has been discovered and is awaiting full extraction or review.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
This official filing has been discovered and is awaiting full extraction or review.
Position: Director. Reported on 28 Jun 2024. From an official NGX DirectorsDealings filing. Director dealing source fetched but no extractable text was found.
Position: Director. Reported on 10 Sept 2021. From an official NGX Directors Dealings filing. Director dealing source fetched but no extractable text was found.
Position: Director. Reported on 18 Aug 2021. From an official NGX Directors Dealings filing. Director dealing source fetched but no extractable text was found.
Director dealings
3
Reported buys, sells, and mixed dealings.
Official filings
5
Financial reports and company disclosures captured by Eye.
Market events
0
Insider, filing, dividend, and price events.
Source records
34
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 69/100 while today's volume is only 46% of average. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
37.3%
Return on equity
ROA
2.4%
Return on assets
Debt / equity
0.11
Lower is usually safer.
P/B ratio
4.12
Useful for book value support.
Dividend yield
1.3%
Current income signal.
77/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Trading liquidity looks supportive for the forecast to transmit into price action.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦8.64
Analyst view
n/a
Forecast refresh
Updated 8h ago
Quality score
69
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
49.1
Momentum is currently in a neutral range.
Recent trend
Rising
+11.9% across the latest saved price window.
Volatility
Low
Beta is 0.41. Price has historically moved more calmly than the wider market.
52-week position
45% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
0.46x average
Trading activity is light, so the current price move has weaker confirmation.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA_recapitalisation
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
capital_requirement_increase
JAIZBANK may also move because the FINANCIAL SERVICES sector may move with capital_requirement_increase. Confidence 67%.
Kenya's plan to raise minimum bank capital from 1bn to 10bn shillings by 2032 is expected to spur consolidation across the banking sector.
JAIZBANK
Jaiz Bank Plc
Price: ₦8.95
P/E: 12.5
Yield: 1.3%
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Yield: 1.4%
ABBEYBDS
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P/E: 21.9
Yield: 1.4%
ACCESSCORP
Access Holdings Plc
Price: ₦26.50
P/E: 1.87
Yield: N/A
Industry
Commercial Banks
Founded
2003
Employees
987
Exchange
NGX
Ticker
JAIZBANK
2026-07-30
Estimated earnings date
2026-07-29
Ex-dividend date
2026-06-03
2.1
