GUINEA INSURANCE PLC.-PRESS RELEASE- GUINEA INSURANCE PLC RECAPITALIZATION COMPLETION
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Open
₦0.77
Previous close
₦0.77
Day range
₦0.75 – ₦0.79
Volume
3,384,832
77.5x P/E
Awaiting filing
No current yield
65/100 measured
Moderate liquidity
Recent price movement, key market context and the latest company information.
The latest saved price history for GUINEAINS, with its range and direction at a glance.
1 pages were reviewed. Open the update for the summary and original document.
Guinea Insurance Plc provides general insurance products and services to individuals and corporate organizations in Nigeria. The company operates through Motor, Marine and Aviation, General Accident, and Fire segments. It offers personal and business, including agricultural, travel, oil and gas, and fire and special perils insurances. Guinea Insurance Plc was founded in 1948 and is headquartered in Lagos, Nigeria.
Investors usually follow GUINEAINS for its valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone is bearish because the bullish case is not yet strong enough to lead while fundamentals are weak at 43/100. Whisone has low conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Latest net profit
₦78.9M
TTM (2026-08-31)
ROE
6.0%
Return on equity
ROA
4.8%
Return on assets
P/B ratio
1.17
Useful for book value support.
75/100
Direction
Cautious
Main supports
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦0.77
Analyst view
n/a
Forecast refresh
Updated 45 min ago
Quality score
45
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
46.8
Momentum is currently in a neutral range.
Recent trend
Falling
-10.7% across the latest saved price window.
Volatility
Low
Beta is 0.09. Price has historically moved more calmly than the wider market.
52-week position
5% of range
Price is trading close to its 52-week low.
Volume confirmation
0.58x average
Trading activity is broadly within its normal range.
Regulatory verification
GUINEAINS may move with regulatory verification. Confidence 80%.
The company's claim of meeting NAICOM's requirement is subject to final regulatory verification.
Sector spillover signals
CBN FHC exposure draft
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with cbn fhc exposure draft. Confidence 67%.
The exposure draft targets financial holding companies and imposes sector-wide measures (ownership thresholds, ring-fencing, governance limits, higher capital buffers) intended to reshape banking group structures and intra-group activities.
CBN data localisation directive
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with cbn data localisation directive. Confidence 67%.
The directive targets banks, fintechs, mobile money operators and other payment service providers, creating sector-wide requirements for local data hosting, oversight and beneficial-ownership disclosures.
CBN proposed holdco framework
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with cbn proposed holdco framework. Confidence 67%.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA 2025 minimum capital requirements
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with niira 2025 minimum capital requirements. Confidence 67%.
The industry-wide introduction of higher minimum capital requirements under NIIRA 2025 prompted recapitalisation exercises across insurers.
NIIRA_recapitalisation
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
GUINEAINS may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
GUINEAINS
Guinea Insurance Plc
Price: ₦0.75
P/E: 77.52
Yield: N/A
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Industry
Insurance Carriers
Founded
1948
Employees
81
Exchange
NGX
Ticker
GUINEAINS
0.66