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FINANCIAL SERVICES · Commercial Banks · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦6.59T
N/A
16.37
Current price
₦145.00
0.0% todayUpdated 44 min ago
Open
₦145.00
Previous close
₦145.00
Day range
₦144.95 – ₦145.00
Volume
13,143,380
16.4x P/E
Awaiting filing
No current yield
65/100 measured
Easy to trade
FIRSTHOLDCO has a positive bias over 30 days and range-bound over one year.
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Expected move
+1.27%
Expected price
₦146.84
Lower path
₦137.21
Upper path
₦156.47
Whisone is mixed because the bullish case is not yet strong enough to lead while today's volume is only 42% of average. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Latest net profit
₦369B
TTM (2026-08-30)
ROE
11.9%
Return on equity
ROA
1.4%
Return on assets
Debt / equity
0.29
Lower is usually safer.
P/B ratio
1.82
Useful for book value support.
Open the full numbers, key ratios, and extra details so you can judge the stock with more confidence.
Confidence
99/100
Direction
Range-bound
Main supports
Recent price behavior and momentum still support follow-through.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Analyst target data does not currently point to clear upside.
Fair value
₦135.10
Analyst view
Hold
Analyst target
₦62.39
Forecast refresh
Updated 40 min ago
Quality score
62
Growth score
77.45
These are the external analyst numbers and business outlook figures already synced into the company record.
Revenue this year
₦3.43T
Revenue next year
₦4.04T
EPS this year
₦14.39
EPS next year
₦19.87
Forecast dividend/share
₦0.60
Forward P/E
-
₦0.35
2022-06-14
Payment: 2022-06-21 | Qualification: 2022-06-10 | Yield at declaration: N/A
₦0.45
2021-04-21
Payment: 2021-04-28 | Qualification: 2021-04-20 | Yield at declaration: N/A
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
70.9
Momentum is strong, but the stock is in overbought territory.
Recent trend
Rising
+20.3% across the latest saved price window.
Volatility
Low
Beta is 0.71. Price has historically moved more calmly than the wider market.
52-week position
96% of range
Price is trading close to its 52-week high.
Volume confirmation
0.42x average
Trading activity is light, so the current price move has weaker confirmation.
insider_share_acquisition
FIRSTHOLDCO may move with insider_share_acquisition. Confidence 95%.
Otedola's additional purchases increase his ownership to ~26.6% and consolidate his position as largest shareholder, which he says will enable reforms, restructuring and long-term value creation.
security (2019 robbery)
FIRSTHOLDCO may move with security (2019 robbery). Confidence 95%.
The article states an April 2019 armed robbery led to the branch being attacked, funds stolen and the branch subsequently closed.
security/robbery leading to branch closure
FIRSTHOLDCO may move with security/robbery leading to branch closure. Confidence 95%.
The article states the First Bank branch was attacked by armed robbers in April 2019, resulting in deaths and the branch's subsequent closure.
security_concern_from_2019_robbery
FIRSTHOLDCO may move with security_concern_from_2019_robbery. Confidence 95%.
The Ido-Ani branch was shut after a deadly armed robbery in April 2019; that security incident directly led to the branch's closure.
stake_increase
FIRSTHOLDCO may move with stake_increase. Confidence 95%.
Article states Otedola increased his stake in First HoldCo via a N12.58 billion share acquisition.
increased_trading_activity
FIRSTHOLDCO may benefit from increased_trading_activity. Confidence 95%.
FIRSTHOLDCO recorded the highest trading volume (1.26bn shares) and highest transaction value (₦85.61bn), dominating market activity.
Sector spillover signals
employee_fraud
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may move with employee_fraud. Confidence 95%.
Article describes systemic threat affecting companies of every size including the country’s biggest financial institutions and cites multiple bank incidents.
increased_trading_activity
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from increased_trading_activity. Confidence 95%.
FIRSTHOLDCO recorded the highest trading volume (1.26bn shares) and highest transaction value (₦85.61bn), dominating market activity.
employee financial diversion
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may move with employee financial diversion. Confidence 90%.
The piece describes systemic threats from occupational fraud affecting banks, fintechs and the wider private sector, citing multi-billion naira losses and specific bank cases.
equities_rally
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from equities_rally. Confidence 90%.
Article states Nigerian equities posted N9.34 trillion in weekly gains, indicating the listed entity (NIGERIA) benefited from the market rebound.
equity_rally
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from equity_rally. Confidence 90%.
The rally was driven by First HoldCo and 23 other quoted companies, indicating sector-level positive impact on market capitalization.
financial_inclusion
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from financial_inclusion. Confidence 90%.
Article frames the Bumper Account as part of UBA's strategy to deepen financial inclusion and encourage sustainable savings across its footprint.
market_rally
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from market_rally. Confidence 90%.
Article states the 2026 market rally in Nigeria is being driven in part by 'zombie stocks', indicating the listed market (represented by the provided company identifier) is affected by this rally.
sustained_buying
FIRSTHOLDCO may also move because the FINANCIAL SERVICES sector may benefit from sustained_buying. Confidence 90%.
MTN Nigeria (an ICT/telecom name) was specifically named as contributing to the rally.
FIRSTHOLDCO
First HoldCo Plc
Price: ₦145.00
P/E: 16.37
Yield: N/A
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Industry
Commercial Banks
Founded
1894
Employees
10,909
Exchange
NGX
Ticker
FIRSTHOLDCO
FIRST HOLDCO PLC DIRECTORSDEALINGS
2026-08-17
FIRST HOLDCO PLC DIRECTORSDEALINGS
2026-08-07
₦44.5B
Book value / share
78.36
