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FINANCIAL SERVICES · Commercial Banks · Price, fundamentals, signals, and forward-looking context in one research view.
FINANCIAL SERVICES
₦755B
3.1%
2.70
Current price
₦11.20
Updated Updated 30 min ago
Open
₦11.50
Previous close
₦11.35
Day range
₦11.25 – ₦11.50
Volume
4,595,849
2.7x P/E
Awaiting filing
3.1% yield
65/100 measured
Easy to trade
The latest saved price history for FCMB, with its range and direction at a glance.
Eye extracted 4 pages. Open the source or continue to Signals for the evidence trail.
FCMB Group Plc provides various banking and financial services in Nigeria and Europe. The company offers micro-lending, asset management, stock-broking, trusteeship and custodial services, foreign exchange, personal banking, and corporate and commercial banking services. It also provides investment banking services, including financial advisory, debt and equity capital markets, and project and structured finance transactions; and transaction banking products, delivering cash management; and trade and liquidity management solutions. The company serves corporate, commercial, public sector, financial institutions, and small and medium-scale enterprises. FCMB Group Plc was founded in 1977 and is based in Lagos, Nigeria.
Investors usually follow FCMB for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Whisone Eye extracted this official filing. Open the source to review the complete disclosure.
Director dealings
27
Reported buys, sells, and mixed dealings.
Official filings
13
Financial reports and company disclosures captured by Eye.
Market events
0
Insider, filing, dividend, and price events.
Source records
43
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 85/100 while today's volume is only 16% of average. Whisone has high conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
25.4%
Return on equity
ROA
3.1%
Return on assets
Debt / equity
0.79
Lower is usually safer.
P/B ratio
0.64
Useful for book value support.
Dividend yield
3.1%
Current income signal.
94/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Valuation still leaves room versus fair value and analyst anchors.
Recent price behavior and momentum still support follow-through.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦13.14
Analyst view
Strong Buy
Analyst target
₦15.09
Forecast refresh
Updated 14h ago
Quality score
85
Growth score
58.96
These are the external analyst numbers and business outlook figures already synced into the company record.
EPS this year
₦4.22
EPS next year
₦4.76
Forecast dividend/share
₦0.35
Forward P/E
-
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
53.4
Momentum is currently in a neutral range.
Recent trend
Rising
+14.3% across the latest saved price window.
Volatility
Low
Beta is 0.25. Price has historically moved more calmly than the wider market.
52-week position
39% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
0.16x average
Trading activity is light, so the current price move has weaker confirmation.
dividend_payment
FCMB may move with dividend_payment. Confidence 95%.
Article notes BUA Foods seeks shareholders' approval for a 504 billion dividend payment.
dividend_payout (N23.08bn for 2025)
FCMB may move with dividend_payout (n23.08bn for 2025). Confidence 95%.
Shareholders approved a N23.08bn dividend for the 2025 financial year at FCMB's AGM, indicating the company will pay this dividend.
dividend_payout_₦23.08bn
FCMB may move with dividend_payout_₦23.08bn. Confidence 95%.
Shareholders approved a total dividend payout of ₦23.08 billion for the 2025 financial year at FCMB's AGM on June 30, 2026.
dividends
FCMB may move with dividends. Confidence 95%.
Management explained the absence of a final 2025 dividend was driven by regulatory compliance/capital retention, not weak performance.
GCR_rating_upgrade
FCMB may benefit from gcr_rating_upgrade. Confidence 95%.
GCR upgraded FCMB Asset Management's national long- and short-term issuer ratings to A(NG) and A1(NG), citing competitive position and strengthened credit profile of FCMB Group Plc.
Sector spillover signals
dividends
FCMB may also move because the FINANCIAL SERVICES sector may move with dividends. Confidence 95%.
Management explained the absence of a final 2025 dividend was driven by regulatory compliance/capital retention, not weak performance.
credit ratings
FCMB may also move because the FINANCIAL SERVICES sector may benefit from credit ratings. Confidence 95%.
A national-scale upgrade to an asset management arm within the financial services sector can reflect and support stronger credit perceptions within the sector.
credit_ratings
FCMB may also move because the FINANCIAL SERVICES sector may benefit from credit_ratings. Confidence 95%.
Agusto upgraded MTN Nigeria's long-term national rating to Aaa (from Aa+), which typically improves borrowing profile and credit perception.
digital_banking
FCMB may also move because the FINANCIAL SERVICES sector may benefit from digital_banking. Confidence 95%.
The article notes ongoing expansion of digital capabilities at UBA as part of its strategic growth, reflecting a sector trend toward digitalisation.
earnings growth
FCMB may also move because the FINANCIAL SERVICES sector may benefit from earnings growth. Confidence 95%.
PZ reported a 364.08% increase in pre-tax profit to N77.32 billion for the period ended May 31, 2026 versus N16.66 billion a year earlier.
earnings_growth
FCMB may also move because the FINANCIAL SERVICES sector may benefit from earnings_growth. Confidence 95%.
The group's improved profitability, asset quality and higher lending volumes reflect positive momentum in its financial-services operations.
SME_financing
FCMB may also move because the FINANCIAL SERVICES sector may benefit from sme_financing. Confidence 90%.
FCMB reported large volumes of SME and women-owned business lending, supporting sector lending activity.
agribusiness_financing
FCMB may also move because the FINANCIAL SERVICES sector may benefit from agribusiness_financing. Confidence 90%.
The piece describes a financial institution (FCMB) expanding agribusiness financing, indicating a positive role for the financial services sector in supporting agriculture.
FCMB
FCMB Group Plc
Price: ₦11.20
P/E: 2.7
Yield: 3.1%
ABBEYBANK
ABBEYBANK
Price: ₦8.60
P/E: 21.9
Yield: 1.4%
ABBEYBDS
Abbey Mortgage Bank Plc
Price: ₦8.60
P/E: 21.9
Yield: 1.4%
ACCESSCORP
Access Holdings Plc
Price: ₦26.50
P/E: 1.87
Yield: N/A
Industry
Commercial Banks
Founded
1977
Employees
4,932
Exchange
NGX
Ticker
FCMB
2026-07-27
Estimated earnings date
2026-07-27
Ex-dividend date
2026-06-16
₦42.8B
Book value / share
17.77
