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Financial Services · Credit Services · Price, fundamentals, signals, and forward-looking context in one research view.
Financial Services
₦345T
1.1%
20.69
Current price
₦511,215.00
0.0% todayUpdated 52 min ago
Open
₦507,735.00
Previous close
₦511,215.00
Day range
₦507,180.00 – ₦515,385.00
Volume
N/A
20.7x P/E
Awaiting filing
1.1% yield
65/100 measured
Moderate liquidity
AXP has a range-bound over 30 days and positive bias over one year.
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Expected move
-0.64%
Expected price
₦507,930.00
Lower path
₦486,120.00
Upper path
₦529,725.00
Confidence
Whisone is bullish because fundamentals are solid at 69/100 while price action is down 4.0%. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Latest net profit
₦16.6T
TTM (2026-07-05)
ROE
34.4%
Return on equity
ROA
3.8%
Return on assets
Debt / equity
1.78
Lower is usually safer.
P/B ratio
6.71
Useful for book value support.
Dividend yield
1.1%
Current income signal.
85/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Execution risk and market swings can still delay the forecast playing out.
Fair value
₦537,240.00
Analyst view
Buy
Analyst target
₦563,254.20
Forecast refresh
Updated 1h ago
Quality score
68
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
₦1,050.00
2025-01-03
Payment: TBA | Qualification: 2025-01-03 | Yield at declaration: N/A
₦1,050.00
2024-10-04
Payment: TBA | Qualification: 2024-10-04 | Yield at declaration: N/A
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
N/A
Momentum data is not available yet.
Recent trend
Falling
-4.0% across the latest saved price window.
Volatility
Moderate
Beta is 1.05. Price sensitivity is broadly around the market range.
52-week position
52% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
N/A
Comparable volume data is not available.
NTA CFC rules & 15% top-up tax
AXP may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
AXP may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
mandatory capital flows reporting
AXP may also move because the FINANCIAL SERVICES sector may move with mandatory capital flows reporting. Confidence 67%.
The reporting requirement applies to registrars, brokers/dealers, fund managers and other capital market operators in the financial services sector.
recapitalisation_policy
AXP may also move because the FINANCIAL SERVICES sector may move with recapitalisation_policy. Confidence 67%.
PenCom's revised minimum capital requirements (introduced Sept 2025) and June 2027 deadline are driving mergers and restructuring across the pension administration sector.
recapitalisation
AXP may also move because the FINANCIAL SERVICES sector may benefit from recapitalisation. Confidence 67%.
The sector collectively raised N4.65tn and 33 banks met the Central Bank's revised minimum capital requirements, strengthening balance sheets and investor confidence.
CBN BVN regulatory framework
AXP may also move because the FINANCIAL SERVICES sector may move with cbn bvn regulatory framework. Confidence 63%.
The revised BVN rules tighten enrolment, impose minimum age and introduce watch-listing for suspected fraud, which broadly impacts banks and the financial services sector by slowing registrations and increasing compliance requirements.
CBN_corporate_governance_rules
AXP may also move because the FINANCIAL SERVICES sector may move with cbn_corporate_governance_rules. Confidence 63%.
The CBN rule limiting non-executive director tenure to 12 years is cited as the reason for Elumelu's exit from a major bank board.
AXP
American Express Company
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P/E: 20.692776
Yield: 1.1%
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Yield: 2.0%
AIG
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Yield: 2.6%
AJG
Arthur J. Gallagher & Co.
Price: ₦380,265.00
P/E: 42.04146
Yield: 1.1%
Industry
Credit Services
Employees
76800
Exchange
NYQ
Ticker
AXP
