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Financial Services · Insurance Brokers · Price, fundamentals, signals, and forward-looking context in one research view.
Financial Services
₦98.8T
1.1%
42.54
Current price
₦377,715.00
-4.1% todayUpdated 57 min ago
Open
₦394,995.00
Previous close
₦394,035.00
Day range
₦377,595.00 – ₦400,065.00
Volume
N/A
42.5x P/E
Awaiting filing
1.1% yield
65/100 measured
Easy to trade
AJG has a positive bias over 30 days and strong upside over one year.
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Expected move
-0.51%
Expected price
₦375,795.00
Lower path
₦358,905.00
Upper path
₦392,685.00
Confidence
Whisone is mixed because the bullish case is not yet strong enough to lead while there is no strong bear warning from the current data. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Latest net profit
₦486B
TTM (2026-06-30)
ROE
6.7%
Return on equity
ROA
2.3%
Return on assets
Debt / equity
0.59
Lower is usually safer.
Debt / assets
0.17
How much assets are funded by liabilities.
P/B ratio
2.78
Useful for book value support.
Dividend yield
1.1%
Current income signal.
85/100
Direction
Range-bound
Main supports
Valuation still leaves room versus fair value and analyst anchors.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Execution risk and market swings can still delay the forecast playing out.
Fair value
₦411,360.00
Analyst view
Buy
Analyst target
₦437,333.35
Forecast refresh
Updated 56 min ago
Quality score
60
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
₦900.00
2024-12-06
Payment: TBA | Qualification: 2024-12-06 | Yield at declaration: N/A
₦900.00
2024-09-06
Payment: TBA | Qualification: 2024-09-06 | Yield at declaration: N/A
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
N/A
Momentum data is not available yet.
Recent trend
Sideways
-0.2% across the latest saved price window.
Volatility
Low
Beta is 0.51. Price has historically moved more calmly than the wider market.
52-week position
50% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
N/A
Comparable volume data is not available.
The industry-wide introduction of higher minimum capital requirements under NIIRA 2025 prompted recapitalisation exercises across insurers.
data_localisation
AJG may also move because the FINANCIAL SERVICES sector may move with data_localisation. Confidence 67%.
The circular mandates all payment transaction data generated in Nigeria be stored and managed on servers within Nigeria by Jan 1, 2027, and applies broadly across financial institutions and payment participants.
debt_crisis
AJG may also move because the FINANCIAL SERVICES sector may move with debt_crisis. Confidence 67%.
Etisalat Nigeria defaulted on a $1.2bn syndicated loan and underwent restructuring (later rebranded 9mobile), illustrating sector exposure to FX and debt stress.
heightened_AML_reporting
AJG may also move because the FINANCIAL SERVICES sector may move with heightened_aml_reporting. Confidence 67%.
The NFIU report shows banks and other financial institutions submitted large volumes of STRs and CTRs in 2025 and regulators intensified AML/CTF compliance across the financial system.
market_structure
AJG may also move because the FINANCIAL SERVICES sector may move with market_structure. Confidence 67%.
New market-structure requirements (25%/15% caps and monthly market-share reporting) target concentration risks across the payments industry and will impact banks, fintechs and PSPs in the financial services sector.
regulation
AJG may also move because the FINANCIAL SERVICES sector may move with regulation. Confidence 67%.
A court extended a restraining order against NAICOM and the receiver in the Universal Insurance case, indicating regulatory/legal impact on Universal Insurance.
third-party/cloud operational risk
AJG may also move because the FINANCIAL SERVICES sector may move with third-party/cloud operational risk. Confidence 67%.
The piece argues the financial system is exposed to risks from external cloud, telecoms and fintech providers and calls for ecosystem-wide supervision to safeguard financial stability.
increased trading activity / liquidity
AJG may also move because the FINANCIAL SERVICES sector may benefit from increased trading activity / liquidity. Confidence 67%.
The Financial Services Industry accounted for 11.212bn shares (92.25% of volume) and N88.991bn in value, dominating weekly market activity.
AJG
Arthur J. Gallagher & Co.
Price: ₦377,715.00
P/E: 42.536427
Yield: 1.1%
AFL
Aflac Incorporated
Price: ₦173,055.00
P/E: 12.486515
Yield: 2.1%
AIG
American International Group, Inc.
Price: ₦113,580.00
P/E: 13.728103
Yield: 2.6%
ALL
The Allstate Corporation
Price: ₦383,070.00
P/E: 5.1976376
Yield: 1.7%
Industry
Insurance Brokers
Employees
67456
Exchange
NYQ
Ticker
AJG
